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If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. Gary Yanowitz and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Gary Yanowitz, DDS. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. Gary Yanowitz, including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. Gary Yanowitz or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. Gary Yanowitz and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our Cooper City, FL office.

There are numerous options for dental treatments out there, so how do you choose which are right for you? Our experts at Gary Yanowitz, DDS have handpicked the three must-have procedures that we believe can benefit nearly every patient.

1. Periodontal Exam: This should happen at least once a year and is quick and painless. Dr. Gary Yanowitz or your hygienist will carefully probe around each tooth and take measurements that indicate the health of the bone and its supporting tissue. This appointment is worthwhile because of the known fact that gum disease can increase the risk of potentially fatal conditions such as heart disease and stroke. Silent killers like diabetes can show signs in the mouth before the person becomes aware of other symptoms. Did you know adults lose more teeth to periodontal disease than to cavities? A simple screening once a year could save your smile and boost your overall health!
2. Dental Sealant: For both adults and children, sealants provide a protective barrier from bacteria deep in the pits and grooves of the teeth where cavities often start. Sealants placed in childhood will often wear away in adulthood, so replacing them is useful because it can help prevent tooth decay later on. Dental insurance will likely not cover sealants for adults, but the cost of a sealant for prevention versus the cost of a filling is much lower, and definitely worth it.
3. In-office Whitening: Most people develop tooth stains. in-office whitening at our Cooper City, FL office is the perfect way to correct discoloration. It’s safe and produces dramatic results in a short amount of time. In two hours, you could take years off your age. Who wouldn’t want that?

They’re refreshing and tasty. They’re easy to find and pretty cheap. They help us get through a long day or a long workout. They’re everywhere.

We know it’s hard to say no to an energy or sports drink. That’s why Dr. Gary Yanowitz and our team want to make sure you know the effects that energy and sports drinks can have on your smile and overall oral health. You might just think twice next time you crave one.

There’s a common misconception that sports and energy drinks are somehow healthier than soda beverages. None is particularly good for you, but because sports and energy drinks have higher acidity levels, they put you on a fast track to enamel erosion, which can lead to cavities over time. However, studies show that energy drinks may be the worst of the bunch.

In a study published in General Dentistry, the energy drinks that showed the highest acidity levels were 5-hour Energy, Monster, Rockstar, and Red Bull Sugar free. These drinks almost doubled in acidity when compared to sports drinks. The sports drinks that came in second as far as acidity levels go were Powerade, Gatorade, and Propel.

You may be thinking, “What's the big deal; lots of other drinks damage your teeth, too,” and you’re right. Even all-natural beverages like orange juice and other fruit juices, which are advertised as full of vitamins, contain acid that damages tooth enamel. The point here is that moderation is key.

We certainly encourage you to choose a glass of orange juice over an energy drink, but if you feel like you just can’t give up your sports and energy drink habit, then please consider the following tips:

• Limit yourself to a certain number of said beverages a week and stick to it.
• Rinse with water after consuming an energy or sports drink.
• Brush your teeth after an hour of downing the drink, so your mouth has time to return to its normal pH level.

If you have any questions, don’t hesitate to give us a call at our Cooper City, FL office. Shoot us a message on Facebook, or let us know on your next visit!

Do you feel anxious before every dentist appointment? If the answer is yes, you are not alone—more than 75 percent of Americans feel anxious when visiting their dentist. Today, Dr. Gary Yanowitz and our team thought we would provide some tips to reduce your stress about visiting our Cooper City, FL office.

The first thing we want you to do is plan ahead. If at all possible, book an appointment at a time when you know you won’t be in a rush to get somewhere else, such as picking up your children from school or an important meeting at the office. We also recommend you avoid caffeine and sugar prior to your visit as too much of either can make you feel even more anxious, not to mention jittery.

Once you’re here at our office, take some slow, deep breaths to relax. Then, try to relax your muscles by sitting back comfortably. If you are still feeling anxious, let Dr. Gary Yanowitz or someone on our team know. We deal with nervous patients all the time and may have additional relaxation techniques for you to try. If you’d like, we also encourage you to bring headphones and listen to music of your choice to distract yourself while we work on your teeth.

If you have additional questions about relaxation techniques, or would like to schedule an appointment, please give us a call!